Our Area of Specialties
Agricultural
Scott Lockamy your local Public Adjuster, protects the livelihood of farmers and
agricultural businesses by securing fair, accurate settlements for crop loss, equipment damage, livestock impacts, and structural destruction. When disaster strikes your land, we stand between you and the insurance company to ensure your operation recovers fully and quickly.
Commercial
Scott Lockamy represents commercial property owners with strength and strategy. Whether it’s storm damage, fire, water loss, or business interruption, we fight to recover every dollar needed to restore your business and protect your bottom line. Your business deserves a professional advocate — not an insurance company shortcut.
Residential
Homeowners trust Scott Lockamy as their Public Adjuster to handle their insurance claims with care, accuracy, and unwavering advocacy. From roof damage to total loss events, we manage the entire process, ensuring families receive fair compensation to rebuild and recover without stress or confusion.
Industrial
From manufacturing facilities to largescale operations, Scott Lockamy specializes in navigating complex industrial insurance claims. We handle machinery losses, production downtime, structural damage, and business interruption with precision and expertise,
ensuring your industrial operation gets the maximum settlement it deserves.
Welcome to Scott Lockamy Public Adjuster — Your Trusted, Local, FamilyRun Insurance
Claim Advocate Serving North Carolina, South Carolina, New Jersey, Georgia, West
Virginia, Virginia, Colorado, Louisiana, Texas, and New York.
For more than 25 years, Scott Lockamy has been fighting for policyholders and protecting families, businesses, farms, and industrial operations from unfair insurance practices. Together with his wife, Brittany Lockamy, who has been by his side for the past 7 years, they proudly
own and operate Scott Lockamy Public Adjuster, a true family run company built on integrity, experience, and hands on service.
When you work with us, you’re not just hiring a public adjuster — you’re gaining a dedicated team backed by a powerful network of professionals. We are teamed with insurance attorneys, forensic accountants, general contractors, insurance appraisers, and certified insurance
umpires, ensuring every claim is supported with expert documentation, accurate valuations, and strong negotiation power.
Whether your property is agricultural, industrial, commercial, or residential, we bring the same level of commitment: to secure the full, fair settlement you are entitled to under your policy.
Building Consultant Services
As a building consultant, Scott Lockamy provides expert evaluations, damage assessments,
repair cost analysis, and construction oversight. We bring clarity, accuracy, and professional insight to every project, ensuring property owners, contractors, and insurers have reliable documentation and guidance for proper restoration.
"What can a public adjuster do that I cannot do myself?"
A public adjuster is a licensed professional who represents you — the policyholder, not the
insurance company. While insurance company adjusters work to protect the insurer’s financial
interests, a public adjuster works exclusively to protect your financial recovery.
As your advocate, we:
- Inspect, document, and evaluate all property damage
- Interpret your insurance policy and identify all applicable coverage
- Prepare a detailed, professional claim on your behalf
- Negotiate directly with the insurance company
- Challenge underpayments, delays, and unfair claim decisions
- Fight for the maximum settlement allowed under your policy
Our job is to remove the stress, confusion, and pressure from the claims process so you can focus
on rebuilding, restoring, and moving forward with confidence.
IF YOUR CLAIM WAS DENIED OR YOU BELIEVE IT WAS UNDERPAID,
YOU HAVE OPTIONS!
